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TELEPHONE PRE-QUALIFICATION                      SAME DAY APPROVAL

APPLICATION TO CLOSE IN 14/21 DAYS            PURCHASE AND REFINANCE

FIRST-TIME HOMEBUYERS PROGRAMS             INVESTMENT PROPERTIES 

NO INCOME/NO ASSET PROGRAMS                  1-4 UNITS

BANKRUPTCY OR FORECLOSURE                     CREDIT PROBLEMS

FHA APPROVED                                                VA APPROVED

CLICK BELOW FOR MORTGAGE LOAN PRODUCT DESCRIPTIONS

 
30 Year Fixed Rate
20 Year Fixed Rate
15 Year Fixed Rate
10 Year Fixed Rate

30 Year Fixed Rate

A fully amortizing loan with monthly payments including principal and interest, where the principal (initial loan amount) will be completely paid off in 360 months.

Term: 30 years   Maximum Amount: $3,000,000
 

 


20 Year Fixed Rate

A fully amortizing loan with monthly payments including principal and interest, where the principal (initial loan amount) will be completely paid off in 240 months.

 

 


15 Year Fixed Rate

A fully amortizing loan including principal and interest, where the principal (initial loan amount) will be completely paid off in 180 months.

 

 


10 Year Fixed Rate

A fully amortizing loan with monthly payments of principal and interest, where the principal (initial loan amount) will be completely paid off in 120 months.

 

 



 


Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $359,650 with closing costs of $2,000. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $500,000 with closing costs of $2,000. Your actual APR may be different depending upon these factors.