Whether you are purchasing a new home or refinancing your current mortgage, the dedicated professionals at ELB Mortgage will make your financing experience as smooth and pleasant as possible.

We are approved with over 50 lenders, because no single mortgage provider can answer all the needs of our clients.  Our experienced loan officers are constantly researching the best possible rates and programs.  We are also FHA and VA approved.

The federal government is offering an $8,000 First Time Homebuyer Tax Credit.  The deadline to purchase a home and earn this rebate is 06/30/2010.  The contract to purchase must be dated on or before 04/30/2010 and the purchase transaction must close on or before 06/30/2010. 

A $6,500 Existing Homebuyer Tax Credit is available to homeowners who have lived in their homes for 5 or more years, and meet certain income guidelines.

              24 Hour Loan Approval                 80% Investor Financing

              FHA - Cash Out Refi to 85%           FHA - Rate & Term Refi to 96.5%

              Debt Consolidation                        FHA - Purchases to 96.5%

             600 MINIMUM CREDIT SCORE          INTEREST ONLY FOR 30, 10, 7, 5, 3

                               **FANNIE MAE HOMEPATH PURCHASE PROGRAM**

        FANNIE MAE OWNED PROPERTIES - NO MORTGAGE INSURANCE - NO APPRAISAL

              95% FOR 1-2 UNIT PRIMARY RESIDENCE - INTEREST ONLY AVAILABLE

     90% FOR 2ND HOME AND INVESTMENT PROPERTIES - INTEREST ONLY AVAILABLE

We are ready to work for you in securing the best financing available.  Our family has been working for yours since 1990, building relationships on integrity and professionalism. 

Call us today with any questions or to have us help you choose a knowledgable loan professional to help you.  If you feel comfortable, you can apply right now on our secure application website.  Please include your Loan Officer's name if you have already chosen who you would like to work with.

We are licensed in Illinois and Wisconsin, and we can close loans in any state.